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Helping Australians Grow Wealth Through Smart Lending

Who We Are

Watch this 60 second video to learn more about us.

Finance For Property Developers, Investors & Homeowners

Competitive Finance

We have access to 100+ bank and non bank lenders and will do all the hard work to find you the best deal.

Expert Advice

In addition to finding the best deal, we will complete a financial health check and share access to our network of vetted experts in the field.

Stress Free Service

We will guide and support you through the entire journey, making it easy, fast and headache free.

Testimonials

We have helped hundreds of clients like you.

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4.9
Based on 46 reviews

Case Studies

Residential Development Site Purchase

Purpose:

purchase of vacant land with no DA

Hurdle:

property located in regional Tasmania

Security:

15 acres of vacant residential land in Moreville

Exit Strategy:

permit & refinance into construction

Valuation:

$1,300,000

Loan Amount:

$553,000

LVR:

80%

Interest Rate:

9.85% (private)

Term:

12 months

Loan Type:

1st mortgage

Land Purchase & Construction Facility

Purpose:

construction of 6 townhouses

Hurdle:

serviceability

Security:

1808 m2 block in Pakenham, Victoria

Exit Strategy:

sale of all 6 dwellings

Valuation:

$2,500,000

Loan Amount:

$1,149,000

LVR:

45%

Interest Rate:

8% (private)

Term:

16 months

Loan Type:

first mortgage

Refinancing 8 Properties

Purpose:

Refinance 8 residential properties

Security:

8 residential properties in Victoria

Valuation:

$4,227,000

Loan Amount:

$3,382,000

LVR:

80%

Interest Rate:

4.96% (bank)

Term:

30 years

Development Finance

Purpose:

refinance and construction of 6 residential townhouses

Hurdle:

ATO & council rate debt

Security:

vacant land in Templestowe & commercial factory in Epping

Exit Strategy:

sales of all townhouses

Valuation:

$5,850,000

Loan Amount:

$3,560,000

LVR:

80.7%

Interest Rate:

8.75% (private)

Term:

12 months

Loan Type:

first mortgage

Incomplete Construction

Purpose:

Purchase of incomplete residential property

Hurdle:

no valuation/QS & urgent settlement

Security:

residential property in Wollert

Exit Strategy:

sale of property post construction

Valuation:

$900,000

Loan Amount:

$675,000

LVR:

75%

Interest Rate:

2% per month (private)

Term:

3 months

Loan Type:

1st mortgage

Land Purchase Loan

Purpose:

purchase of vacant land to build a luxury property

Hurdle:

no valuation & urgent settlement

Security:

vacant land in Burleigh Heads, Queensland

Exit Strategy:

refinance into construction

Valuation:

$1,200,000

Loan Amount:

$960,000

LVR:

70%

Interest Rate:

9.45% (private)

Term:

3 months

Loan Type:

first mortgage

Equity Release Working Capital

Purpose:

equity release for a project with another property developer

Hurdle:

urgent settlement of 14 days

Security:

residential home in Wishart, QLD & commercial shop in Mansfield, QLD

Exit Strategy:

refinance to a mainstream lender

Valuation:

$2,270,000

Loan Amount:

$450,000

LVR:

75%

Interest Rate:

2% per month (private)

Term:

3 months, pre-paid

Loan Type:

second mortgage

Land Subdivision Finance

Purpose:

purchase and subdivision

Hurdle:

regional location

Security:

vacant land of 2 hectares in Beaconsfield, Tasmania

Exit Strategy:

sale of all 21 subdivided lots to first home buyers

Valuation:

2,300,000

Loan Amount:

1.750,000

LVR:

60%

Interest Rate:

10% (private)

Term:

12 months

Loan Type:

first mortgage

Equity Release 2nd Mortgage

Purpose:

equity release for property purchase

Hurdle:

no valuation

Security:

790 m2 block in Royston Park, South Australia

Exit Strategy:

refinance into construction

Valuation:

$2,100,000

Loan Amount:

$575,000

LVR:

50%

Interest Rate:

17.6%

Term:

12 months

Loan Type:

second mortgage

Purchase & Construction

Purpose:

purchase vacant land & build luxury dwelling

Security:

a property in Scarborough, QLD

Exit Strategy:

sale of luxury dwelling

Valuation:

$1,500,000

Loan Amount:

$1,050,000

LVR:

70%

Interest Rate:

9.25% (private)

Term:

12 months

Renovation Loan

Purpose:

renovate a property

Hurdle:

no income

Security:

5,745m2 property in Castlemaine, Victoria

Exit Strategy:

sale of renovated property

Valuation:

$825,000

Loan Amount:

$184,000

LVR:

64.24%

Interest Rate:

2% per month (private)

Term:

6 months

Loan Type:

second mortgage

Townhouse Development

Purpose:

second mortgage to assist with construction finance

Hurdle:

urgent settlement of 14 days

Security:

4 townhouses in Ringwood East, Victoria

Exit Strategy:

sale of all townhouses

Valuation:

$2,600,000

Loan Amount:

$275,000

LVR:

75%

Interest Rate:

2% per month (private)

Term:

12 months

Loan Type:

second mortgage

Rates

Example Multiple Banks (Fixed)
Interest*
6.39%
Comparison*
6.18%
   
6.39%
6.21%
   
6.39%
6.22%
   
6.39%
6.27%
   
Example Multiple Banks (Variable)
Interest*
5.93%
Comparison*
6.13%
   
5.99%
6.03%
   
6.04%
6.07%
   
6.04%
6.17%
   
Example BIg-4 Only (Variable)
Interest*
5.93%
Comparison*
6.13%
   
5.93%
6.31%
   
5.99%
6.03%
   
6.04%
6.07%
   
Example Invest Products (IO)
Interest*
6.34%
Comparison*
6.24%
   
6.38%
6.29%
   
6.38%
6.31%
   
6.39%
6.44%
   
Invest Fixed Rates
Interest*
6.24%
Comparison*
6.26%
   
6.24%
6.49%
   
6.29%
6.27%
   
6.29%
6.31%
   
Invest Variable Rates
Interest*
6.13%
Comparison*
6.33%
   
6.13%
6.51%
   
6.14%
6.16%
   
6.19%
6.21%
   
Invest Interest Only
Interest*
6.23%
Comparison*
6.43%
   
6.23%
6.61%
   
6.24%
6.27%
   
6.24%
6.27%
   

Our Lender Partners

Hundreds of products from up to 100 bank and non-bank Lenders, including the Big Banks.

What Happens Next?

Step 1

Schedule Your Free Strategy Session

Simply select a 15 minute time slot that works for you and our expert broker will call you to discuss your scenario.

Step 2

We Will Research The Market & Find The Best Offer

We will do all the heavy lifting and use our extensive experience to find you the best rate and structure for your home loan.

Step 3

Present You With A Proposal

A proposal will be presented for your review and approval.

Step 4

Get Your Loan Settled

Once a proposal is accepted, we get your loan as timely as possible and support you every step of the way!

Let Us Help You Grow Wealth Through Smart Lending