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Let Us Be Your Trusted Finance Partner For Life

Quantum Effect​

Quantum Financial Solutions (QFS) is a boutique mortgage brokerage based in Melbourne. We help property owners, investors and developers across Australia access bank and non-bank (private) lending to solve scenarios others can’t!

At QFS, we are on a mission to help Australians growth wealth through smart lending. We believe that everyone can achieve financial success with the right knowledge and support around them. When you choose to work with us, you gain a finance partner for life. We don’t just get you the right finance and call it a day. We stay in contact and review your situation on a regular basis to ensure your are getting the best deal for your ever changing circumstances.

"The most difficult thing is the decision to act, the rest is merely tenacity." Amelia Earhart

We Are Known For

Speed

We can deliver solutions in less than 15 minutes. We love speed and will no doubt exceed your expectations.

Love of Complexity

New challenges energize us and we push hard to find solutions and achieve results. With access to 100+ bank and non-bank (private) lenders, we can certainly find you the right deal.

Seamless Process

We will support you through the entire journey, making it easy, fast and headache free.

Words From Our Founder

Everything has repercussions, and acting fast to achieve results today reduces uncertainty. Property prices and interest rates might change tomorrow, so our team at Quantum pushes hard to get things across the line. As we cater to the complex needs of Property Developers, Real Estate Investors, and family offices across Australia, we know time delays lead to lost money and uncapitalised opportunity.

Tenacious and thorough, we anticipate what’s needed and identify the most direct path to reach our clients’ desired outcomes – even when the circumstances are intricate and unique. At the end of the day,It comes down to strategy, determination and an unwavering drive to achieve something when someone says no. I personally love to chase the uncomfortable because complacency is a killer.

If you need Quantum Financial Solutions as your strategic partner to get your property investment portfolio to that next level, please reach out today.

Testimonials

Learn more about us through the words of our customers.

4.9
Based on 46 reviews
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Mathew Mudford
02:35 21 Feb 25
I had been in contact with Giorgio for many months regarding finance options for my projects and he never failed to provide exceptional service and efficient replies to all my specific needs. We were under very strict timeframes to settle a property and Giorgio (with assistance from his team at QFS) worked tirelessly to make it happen from start to finish within 2 weeks and we were successful in our endeavor.I would highly recommend Giorgio to anyone looking for an experienced and friendly operator to assist with all needs financial.
Donald Fish
10:55 10 Feb 25
QFS provides speedy professional service. Very easy to work with and you get full confidence of a good outcome. Totally recommend.
Harris Goonetilleke
23:24 27 Jan 25
I cannot recommend Quantam Financial Solutions enough! From start to finish, they made the mortgage process seamless, transparent, and stress-free.Their expertise and attention to detail were unmatched as tailored to my financial situation, saving me both time and money. What truly stood out was their responsiveness—they were always available to answer my calls or emails, even outside of regular business hours.Thanks to Giorgio, JP & Dessa, we were able to secure a mortgage that fit my needs perfectly, and I couldn’t be happier with the outcome. If you’re looking for a mortgage broker who genuinely cares about their clients and goes above and beyond, look no further. Five stars all the way!
Kesha Atkins
23:49 17 Jan 25
It's amazing how talking to the right people can open the door to financial opportunities. I called Giorgio from a FB ad and after 5 minutes of chatting, he was the only person that gave me confidence that my ideas could be realized. I had spoken to the banks and several other brokers and left feeling disappointed and road blocked. Highly recommend giving Giorgio a call, he is always easy to reach if you have questions and the knowledge and quick turnaround is 2nd to none. I'm so glad I found him. I'm on my way to financial freedom thanks to Giorgio and the Quantum team.
A pleasure to deal. Communicative and patient.
Shirl Knights
23:21 17 Dec 24
The team at Quantum Financial Solutions are great. They keep you informed every step and are so friendly and obliging. I would recommend Giorgio and team anytime.
Peter Weeda
03:58 27 Nov 24
Through very difficult circumstances, Giorgio remained committed and in constant communication (even when overseas) until our commercial finance was finalised. His diligence in ensuring our needs were met, resulted in an extremely satisfactory outcome. Can highly recommend Giorgio.
James Smith
04:55 23 Oct 24
Good communications very helpful I recommend to use .
Calista Bruschi
07:13 25 Aug 24
This was our second finance experience with Crystal and again, she has been a wealth of knowledge and professionalism. She was on-hand to answer any questions we had. Crystal communicated with us so efficiently and responded to our queries in a way that helped us to clearly understand. We really appreciated all of the help and clarity Crystal provided and were again impressed by her genuine desire to see us achieve our goals. We cannot speak highly enough of Crystal.
Gisela Stuckler
06:38 17 Jul 24
Can’t speak highly enough of Nick and his team at Quantum Financial Solutions on what I would consider a pretty tough process in managing my challenging situation. He went above and beyond which has allowed me to get back on track with my finances - so grateful
Dean La Guidara
23:54 15 Jul 24
So appreciative of the professional service received.
Cam Green
11:07 25 Jun 24
Stars for Stars! Outstanding service and great advice. Nick and team make a hard process super smooth and they do it with understanding and patience. Super happy customer here!!🌟🎉
Lindy Walker
22:47 18 Jun 24
Nick was helpful and patient as he helped me through the refinancing process. Was always available for any questions I had. Very happy with my outcome.
Brad
09:34 22 May 24
Nick and the team at Quantum Finance were amazing. They made our refinancing experience absolutely stress free. The service is outstanding and we were kept updated every step of the way. Nick is very quick and clear with communication. Highly recommend!
Jayme Hoskin
10:48 08 May 24
Nick assisted with a complex re-finance He was prompt with calls and information. Jason ery helpful. Negotiated great interest rates.you
Joanna Loughridge
23:55 14 Mar 24
Thanks Nick for being so pleasant and helpful. I wouldn't hesitate to recommend you to anyone.
Luke Swift
10:54 12 Feb 24
Nick has been amazing to deal with from start to finish. What was meant to be a straightforward deal went a little sideways but he constantly reassured us he had it under control and got the deal over the line. He was never too busy to answer any questions we had, and always got back to us the same day. I will absolutely use Nick again in the future!
Katelin Currell
02:56 12 Feb 24
Nick has been nothing but amazing to deal with. He has gone above and beyond to get us over the line. He will have us as repeat customers in the future.
Rachel Pearson
04:14 07 Feb 24
I would highly recommend Nick to anyone looking to take out a loan. He helped my husband and I navigate a complex situation in order to purchase a property. He was very quick to act, professional and showed great communication skills. We will definitely use him again for our next loan!
Deborah Morley
02:50 18 Jan 24
Excellent service, great response time and guided us through the whole process .Thankyou again
Nick is such hard worker and reliable broker.He always manage to get the best offers according to each case circumstances.He managed to me the first two loans for my first two investment properties and happy to work with him through my third one as well.
Scott White
09:50 12 Dec 23
Nick goes above and beyond expectations. He is prompt, personable and professional.
Suzanne Kilgour
04:48 31 Oct 23
Nick was extremely helpful and was able to get me started in the right direction in dealing with my bank to a better result
Alexander
21:20 30 Oct 23
Outstanding service from start to finish.Very impressed with Giorgio has he was able to able to secure the funding I required after other brokers told me it wasn't possible.
David Swift
06:27 06 Sep 23
Total dedication to helping me achieve the result I needed thank to the big fella Nick Burgess
Scott Butcher
11:47 04 Sep 23
This guy was absolutely most helpful and would recommend to anyone.
Jcode1980
01:16 28 Aug 23
Nick, Giorgio and the team at Quantum Financial Solutions did an excellent job at organising a loan for my wife and I. Our financial situation is complex, and even with a tight deadline to meet a "Subject to finance clause" on a property we purchased, they were able to secure a loan for us in time.I would highly recommend their services and would use them again personally in the future.
Stuart Lamond
03:48 25 Jul 23
Giorgio and has team were great to work with and went over and above to find a solution to our complex situation. We were kept updated all the way through the process and would highly recommend Quantum Financial solutions to anyone.
Scott Jordan
01:33 24 Jul 23
Very well informed finance broker with finance solutions for all lending requirements. Giorgio from Quantum Financial Solutions helped our business in numerous ways with different forms of development finance over the years and we fully endorse him in all lending requirements.Statewide Land SolutionsScott JordanDirectorThanks!
Ursula Starkovsky
04:22 21 Jul 23
Giorgio from Quantum Financial Solutions has great knowledge of the finance sector and is happy to guide his clients in the right direction. Always responding to questions fast and overall very reliable.Used the Quantum Financial Solutions for a number of my projects and I won't change brokers anytime soon.
I had a great experience with Quantum Financial Solutions team from the start of the process to the end of our refinancing. They were helpful in providing different options to cater to our specific needs. The team was prompt in responding and was able to provide solutions to any issues that were raised throughout the process. I definitely recommend the team. If you have any finance needs, especially for custom tailored solution, you should have a chat with them to see what options they can provide you!

Case Studies

Residential Development Site Purchase

Purpose:

purchase of vacant land with no DA

Hurdle:

property located in regional Tasmania

Security:

15 acres of vacant residential land in Moreville

Exit Strategy:

permit & refinance into construction

Valuation:

$1,300,000

Loan Amount:

$553,000

LVR:

80%

Interest Rate:

9.85% (private)

Term:

12 months

Loan Type:

1st mortgage

Land Purchase & Construction Facility

Purpose:

construction of 6 townhouses

Hurdle:

serviceability

Security:

1808 m2 block in Pakenham, Victoria

Exit Strategy:

sale of all 6 dwellings

Valuation:

$2,500,000

Loan Amount:

$1,149,000

LVR:

45%

Interest Rate:

8% (private)

Term:

16 months

Loan Type:

first mortgage

Refinancing 8 Properties

Purpose:

Refinance 8 residential properties

Security:

8 residential properties in Victoria

Valuation:

$4,227,000

Loan Amount:

$3,382,000

LVR:

80%

Interest Rate:

4.96% (bank)

Term:

30 years

Development Finance

Purpose:

refinance and construction of 6 residential townhouses

Hurdle:

ATO & council rate debt

Security:

vacant land in Templestowe & commercial factory in Epping

Exit Strategy:

sales of all townhouses

Valuation:

$5,850,000

Loan Amount:

$3,560,000

LVR:

80.7%

Interest Rate:

8.75% (private)

Term:

12 months

Loan Type:

first mortgage

Incomplete Construction

Purpose:

Purchase of incomplete residential property

Hurdle:

no valuation/QS & urgent settlement

Security:

residential property in Wollert

Exit Strategy:

sale of property post construction

Valuation:

$900,000

Loan Amount:

$675,000

LVR:

75%

Interest Rate:

2% per month (private)

Term:

3 months

Loan Type:

1st mortgage

Land Purchase Loan

Purpose:

purchase of vacant land to build a luxury property

Hurdle:

no valuation & urgent settlement

Security:

vacant land in Burleigh Heads, Queensland

Exit Strategy:

refinance into construction

Valuation:

$1,200,000

Loan Amount:

$960,000

LVR:

70%

Interest Rate:

9.45% (private)

Term:

3 months

Loan Type:

first mortgage
Example Multiple Banks (Fixed)
Interest*
5.39%
Comparison*
6.30%
   
5.39%
6.30%
   
5.39%
6.44%
   
5.44%
6.41%
   
Example Multiple Banks Variable)
Interest*
5.43%
Comparison*
6.02%
   
5.68%
5.88%
   
5.69%
6.06%
   
5.74%
5.74%
   
Example BIg-4 Only (Variable)
Interest*
5.43%
Comparison*
6.02%
   
5.68%
5.88%
   
5.68%
6.06%
   
5.69%
6.06%
   
Example Invest Products (IO)
Interest*
5.59%
Comparison*
6.66%
   
5.59%
6.66%
   
5.59%
6.77%
   
5.59%
6.77%