Let Us Be Your Trusted Finance Partner For Life

Quantum Effect

Quantum Financial Solutions (QFS) is a boutique mortgage brokerage based in Melbourne. We help property owners, investors and developers across Australia access bank and non-bank (private) lending to solve scenarios others can’t!

At QFS, we are on a mission to help Australians growth wealth through smart lending. We believe that everyone can achieve financial success with the right knowledge and support around them. When you choose to work with us, you gain a finance partner for life. We don’t just get you the right finance and call it a day. We stay in contact and review your situation on a regular basis to ensure your are getting the best deal for your ever changing circumstances.

"The most difficult thing is the decision to act, the rest is merely tenacity." Amelia Earhart

We Are Known For

Speed

We can deliver solutions in less than 15 minutes. We love speed and will no doubt exceed your expectations.

Love of Complexity

New challenges energize us and we push hard to find solutions and achieve results. With access to 100+ bank and non-bank (private) lenders, we can certainly find you the right deal.

Seamless Process

We will support you through the entire journey, making it easy, fast and headache free.

How We Can Help You

Private Lending

Development Loans

Commercial Loans

Asset & Equipment Loans

Home Loans

Words From Our Founder

Everything has repercussions, and acting fast to achieve results today reduces uncertainty. Property prices and interest rates might change tomorrow, so our team at Quantum pushes hard to get things across the line. As we cater to the complex needs of Property Developers, Real Estate Investors, and family offices across Australia, we know time delays lead to lost money and uncapitalised opportunity.

Tenacious and thorough, we anticipate what’s needed and identify the most direct path to reach our clients’ desired outcomes – even when the circumstances are intricate and unique. At the end of the day,It comes down to strategy, determination and an unwavering drive to achieve something when someone says no. I personally love to chase the uncomfortable because complacency is a killer.

If you need Quantum Financial Solutions as your strategic partner to get your property investment portfolio to that next level, please reach out today.

Testimonials

Learn more about us through the words of our customers.

Quantum Financial Solutions

4.9

Based on 40 reviews

review us on

Peter Weeda

03:58 27 Nov 24

Through very difficult circumstances, Giorgio remained committed and in constant communication (even when overseas) until our commercial finance was finalised. His diligence in ensuring our needs were met, resulted in an extremely satisfactory outcome. Can highly recommend Giorgio.

James Smith

04:55 23 Oct 24

Good communications very helpful I recommend to use .

Calista Bruschi

07:13 25 Aug 24

This was our second finance experience with Crystal and again, she has been a wealth of knowledge and professionalism. She was on-hand to answer any questions we had. Crystal communicated with us so efficiently and responded to our queries in a way that helped us to clearly understand. We really appreciated all of the help and clarity Crystal provided and were again impressed by her genuine desire to see us achieve our goals. We cannot speak highly enough of Crystal.

Gisela Stuckler

06:38 17 Jul 24

Can’t speak highly enough of Nick and his team at Quantum Financial Solutions on what I would consider a pretty tough process in managing my challenging situation. He went above and beyond which has allowed me to get back on track with my finances - so grateful

Dean La Guidara

23:54 15 Jul 24

So appreciative of the professional service received.

Cam Green

11:07 25 Jun 24

Stars for Stars! Outstanding service and great advice. Nick and team make a hard process super smooth and they do it with understanding and patience. Super happy customer here!!🌟🎉

Lindy Walker

22:47 18 Jun 24

Nick was helpful and patient as he helped me through the refinancing process. Was always available for any questions I had. Very happy with my outcome.

Brad

09:34 22 May 24

Nick and the team at Quantum Finance were amazing. They made our refinancing experience absolutely stress free. The service is outstanding and we were kept updated every step of the way. Nick is very quick and clear with communication. Highly recommend!

Jayme Hoskin

10:48 08 May 24

Nick assisted with a complex re-finance He was prompt with calls and information. Jason ery helpful. Negotiated great interest rates.you

Joanna Loughridge

23:55 14 Mar 24

Thanks Nick for being so pleasant and helpful. I wouldn't hesitate to recommend you to anyone.

Luke Swift

10:54 12 Feb 24

Nick has been amazing to deal with from start to finish. What was meant to be a straightforward deal went a little sideways but he constantly reassured us he had it under control and got the deal over the line. He was never too busy to answer any questions we had, and always got back to us the same day. I will absolutely use Nick again in the future!

Katelin Currell

02:56 12 Feb 24

Nick has been nothing but amazing to deal with. He has gone above and beyond to get us over the line. He will have us as repeat customers in the future.

Rachel Pearson

04:14 07 Feb 24

I would highly recommend Nick to anyone looking to take out a loan. He helped my husband and I navigate a complex situation in order to purchase a property. He was very quick to act, professional and showed great communication skills. We will definitely use him again for our next loan!

Deborah Morley

02:50 18 Jan 24

Excellent service, great response time and guided us through the whole process .Thankyou again

Fredy Kamel طريق و حياة الهجرة

08:08 21 Dec 23

Nick is such hard worker and reliable broker.He always manage to get the best offers according to each case circumstances.He managed to me the first two loans for my first two investment properties and happy to work with him through my third one as well.

Scott White

09:50 12 Dec 23

Nick goes above and beyond expectations. He is prompt, personable and professional.

Suzanne Kilgour

04:48 31 Oct 23

Nick was extremely helpful and was able to get me started in the right direction in dealing with my bank to a better result

Alexander

21:20 30 Oct 23

Outstanding service from start to finish.Very impressed with Giorgio has he was able to able to secure the funding I required after other brokers told me it wasn't possible.

David Swift

06:27 06 Sep 23

Total dedication to helping me achieve the result I needed thank to the big fella Nick Burgess

Scott Butcher

11:47 04 Sep 23

This guy was absolutely most helpful and would recommend to anyone.

Jcode1980

01:16 28 Aug 23

Nick, Giorgio and the team at Quantum Financial Solutions did an excellent job at organising a loan for my wife and I. Our financial situation is complex, and even with a tight deadline to meet a "Subject to finance clause" on a property we purchased, they were able to secure a loan for us in time.I would highly recommend their services and would use them again personally in the future.

Stuart Lamond

03:48 25 Jul 23

Giorgio and has team were great to work with and went over and above to find a solution to our complex situation. We were kept updated all the way through the process and would highly recommend Quantum Financial solutions to anyone.

Scott Jordan

01:33 24 Jul 23

Very well informed finance broker with finance solutions for all lending requirements. Giorgio from Quantum Financial Solutions helped our business in numerous ways with different forms of development finance over the years and we fully endorse him in all lending requirements.Statewide Land SolutionsScott JordanDirectorThanks!

Ursula Starkovsky

04:22 21 Jul 23

Giorgio from Quantum Financial Solutions has great knowledge of the finance sector and is happy to guide his clients in the right direction. Always responding to questions fast and overall very reliable.Used the Quantum Financial Solutions for a number of my projects and I won't change brokers anytime soon.

Harris Mavin Goonetilleke

01:44 21 Jul 23

I had a great experience with Quantum Financial Solutions team from the start of the process to the end of our refinancing. They were helpful in providing different options to cater to our specific needs. The team was prompt in responding and was able to provide solutions to any issues that were raised throughout the process. I definitely recommend the team. If you have any finance needs, especially for custom tailored solution, you should have a chat with them to see what options they can provide you!

Case Studies

Residential Development Site Purchase

Purpose:

purchase of vacant land with no DA

Hurdle:

property located in regional Tasmania

Security:

15 acres of vacant residential land in Moreville

Exit Strategy:

permit & refinance into construction

Valuation:

$1,300,000

Loan Amount:

$553,000

LVR:

80%

Interest Rate:

9.85% (private)

Term:

12 months

Loan Type:

1st mortgage

Land Purchase & Construction Facility

Purpose:

construction of 6 townhouses

Hurdle:

serviceability

Security:

1808 m2 block in Pakenham, Victoria

Exit Strategy:

sale of all 6 dwellings

Valuation:

$2,500,000

Loan Amount:

$1,149,000

LVR:

45%

Interest Rate:

8% (private)

Term:

16 months

Loan Type:

first mortgage

Refinancing 8 Properties

Purpose:

Refinance 8 residential properties

Security:

8 residential properties in Victoria

Valuation:

$4,227,000

Loan Amount:

$3,382,000

LVR:

80%

Interest Rate:

4.96% (bank)

Term:

30 years

Development Finance

Purpose:

refinance and construction of 6 residential townhouses

Hurdle:

ATO & council rate debt

Security:

vacant land in Templestowe & commercial factory in Epping

Exit Strategy:

sales of all townhouses

Valuation:

$5,850,000

Loan Amount:

$3,560,000

LVR:

80.7%

Interest Rate:

8.75% (private)

Term:

12 months

Loan Type:

first mortgage

Incomplete Construction

Purpose:

Purchase of incomplete residential property

Hurdle:

no valuation/QS & urgent settlement

Security:

residential property in Wollert

Exit Strategy:

sale of property post construction

Valuation:

$900,000

Loan Amount:

$675,000

LVR:

75%

Interest Rate:

2% per month (private)

Term:

3 months

Loan Type:

1st mortgage

Land Purchase Loan

Purpose:

purchase of vacant land to build a luxury property

Hurdle:

no valuation & urgent settlement

Security:

vacant land in Burleigh Heads, Queensland

Exit Strategy:

refinance into construction

Valuation:

$1,200,000

Loan Amount:

$960,000

LVR:

70%

Interest Rate:

9.45% (private)

Term:

3 months

Loan Type:

first mortgage

Example Multiple Banks (Fixed)

Interest*

5.54%

Comparison*

5.95%

5.54%

5.97%

5.54%

6.06%

5.54%

6.07%

Example Multiple Banks Variable)

Interest*

5.38%

Comparison*

6.14%

5.69%

5.89%

5.88%

6.07%

5.94%

6.06%

Example BIg-4 Only (Variable)

Interest*

5.38%

Comparison*

6.14%

5.68%

6.26%

5.69%

5.89%

5.88%

6.07%

Example Invest Products (IO)

Interest*

5.79%

Comparison*

7.42%

5.79%

7.58%

5.79%

7.77%

5.89%

6.44%

Let Us Be Your Trusted Finance Partner For Life

Quantum Effect​

"The most difficult thing is the decision to act, the rest is merely tenacity." Amelia Earhart

We Are Known For

Speed

Love of Complexity

Seamless Process

How We Can Help You

Private Lending​

Development Loans​

Commercial Loans​

Asset & Equipment Loans

Home Loans

Words From Our Founder

Testimonials

Case Studies

Residential Development Site Purchase

Land Purchase & Construction Facility

Refinancing 8 Properties

Development Finance

Incomplete Construction

Land Purchase Loan

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Quantum Effect

Private Lending

Development Loans

Commercial Loans