Self Employed Finance Doesn't Have To Be Difficult
Finance For Self Employed Owners, Developers & Investors
Competitive Finance
We have access to 100+ bank and non bank lenders and will do all the hard work to find you the best deal.
Expert Advice
In addition to finding the best deal, we will complete a financial health check and share access to our network of vetted experts in the field.
Stress Free Service
We will guide and support you through the entire journey, making it easy, fast and headache free.
We Have Helped Hundreds of Clients Like You
I had been in contact with Giorgio for many months regarding finance options for my projects and he never failed to provide exceptional service and efficient replies to all my specific needs. We were under very strict timeframes to settle a property and Giorgio (with assistance from his team at QFS) worked tirelessly to make it happen from start to finish within 2 weeks and we were successful in our endeavor.I would highly recommend Giorgio to anyone looking for an experienced and friendly operator to assist with all needs financial.
QFS provides speedy professional service. Very easy to work with and you get full confidence of a good outcome. Totally recommend.
I cannot recommend Quantam Financial Solutions enough! From start to finish, they made the mortgage process seamless, transparent, and stress-free.Their expertise and attention to detail were unmatched as tailored to my financial situation, saving me both time and money. What truly stood out was their responsiveness—they were always available to answer my calls or emails, even outside of regular business hours.Thanks to Giorgio, JP & Dessa, we were able to secure a mortgage that fit my needs perfectly, and I couldn’t be happier with the outcome. If you’re looking for a mortgage broker who genuinely cares about their clients and goes above and beyond, look no further. Five stars all the way!
It's amazing how talking to the right people can open the door to financial opportunities. I called Giorgio from a FB ad and after 5 minutes of chatting, he was the only person that gave me confidence that my ideas could be realized. I had spoken to the banks and several other brokers and left feeling disappointed and road blocked. Highly recommend giving Giorgio a call, he is always easy to reach if you have questions and the knowledge and quick turnaround is 2nd to none. I'm so glad I found him. I'm on my way to financial freedom thanks to Giorgio and the Quantum team.
The team at Quantum Financial Solutions are great. They keep you informed every step and are so friendly and obliging. I would recommend Giorgio and team anytime.
Through very difficult circumstances, Giorgio remained committed and in constant communication (even when overseas) until our commercial finance was finalised. His diligence in ensuring our needs were met, resulted in an extremely satisfactory outcome. Can highly recommend Giorgio.
This was our second finance experience with Crystal and again, she has been a wealth of knowledge and professionalism. She was on-hand to answer any questions we had. Crystal communicated with us so efficiently and responded to our queries in a way that helped us to clearly understand. We really appreciated all of the help and clarity Crystal provided and were again impressed by her genuine desire to see us achieve our goals. We cannot speak highly enough of Crystal.
Can’t speak highly enough of Nick and his team at Quantum Financial Solutions on what I would consider a pretty tough process in managing my challenging situation. He went above and beyond which has allowed me to get back on track with my finances - so grateful
Stars for Stars! Outstanding service and great advice. Nick and team make a hard process super smooth and they do it with understanding and patience. Super happy customer here!!🌟🎉
Nick was helpful and patient as he helped me through the refinancing process. Was always available for any questions I had. Very happy with my outcome.
Nick and the team at Quantum Finance were amazing. They made our refinancing experience absolutely stress free. The service is outstanding and we were kept updated every step of the way. Nick is very quick and clear with communication. Highly recommend!
Nick assisted with a complex re-finance He was prompt with calls and information. Jason ery helpful. Negotiated great interest rates.you
Thanks Nick for being so pleasant and helpful. I wouldn't hesitate to recommend you to anyone.
Nick has been amazing to deal with from start to finish. What was meant to be a straightforward deal went a little sideways but he constantly reassured us he had it under control and got the deal over the line. He was never too busy to answer any questions we had, and always got back to us the same day. I will absolutely use Nick again in the future!
Nick has been nothing but amazing to deal with. He has gone above and beyond to get us over the line. He will have us as repeat customers in the future.
I would highly recommend Nick to anyone looking to take out a loan. He helped my husband and I navigate a complex situation in order to purchase a property. He was very quick to act, professional and showed great communication skills. We will definitely use him again for our next loan!
Excellent service, great response time and guided us through the whole process .Thankyou again
Nick is such hard worker and reliable broker.He always manage to get the best offers according to each case circumstances.He managed to me the first two loans for my first two investment properties and happy to work with him through my third one as well.
Nick goes above and beyond expectations. He is prompt, personable and professional.
Nick was extremely helpful and was able to get me started in the right direction in dealing with my bank to a better result
Outstanding service from start to finish.Very impressed with Giorgio has he was able to able to secure the funding I required after other brokers told me it wasn't possible.
Total dedication to helping me achieve the result I needed thank to the big fella Nick Burgess
Nick, Giorgio and the team at Quantum Financial Solutions did an excellent job at organising a loan for my wife and I. Our financial situation is complex, and even with a tight deadline to meet a "Subject to finance clause" on a property we purchased, they were able to secure a loan for us in time.I would highly recommend their services and would use them again personally in the future.
Giorgio and has team were great to work with and went over and above to find a solution to our complex situation. We were kept updated all the way through the process and would highly recommend Quantum Financial solutions to anyone.
Very well informed finance broker with finance solutions for all lending requirements. Giorgio from Quantum Financial Solutions helped our business in numerous ways with different forms of development finance over the years and we fully endorse him in all lending requirements.Statewide Land SolutionsScott JordanDirectorThanks!
Giorgio from Quantum Financial Solutions has great knowledge of the finance sector and is happy to guide his clients in the right direction. Always responding to questions fast and overall very reliable.Used the Quantum Financial Solutions for a number of my projects and I won't change brokers anytime soon.
I had a great experience with Quantum Financial Solutions team from the start of the process to the end of our refinancing. They were helpful in providing different options to cater to our specific needs. The team was prompt in responding and was able to provide solutions to any issues that were raised throughout the process. I definitely recommend the team. If you have any finance needs, especially for custom tailored solution, you should have a chat with them to see what options they can provide you!
What Happens Next?
Step 1
Schedule Your Free Strategy Session
Simply select a 15 minute time slot that works for you and our expert broker will call you to discuss your scenario.
Step 2
We Will Research The Market & Find The Best Offer
We will do all the heavy lifting and use our extensive experience to find you the best rate and structure for your home loan.
Step 3
Present You With A Proposal
A proposal will be presented for your review and approval.
Step 4
Get Your Loan Settled
Once a proposal is accepted, we get your loan as timely as possible and support you every step of the way!
Secure Your Free 20 Minute Strategy Session Today
Frequently Asked Questions
Self-employed loans are financial products specifically designed for individuals who run their own business or work as freelancers or contractors. These loans cater to those who have a fluctuating income or irregular cash flow and are looking to access funds for their business or personal needs.
For owner occupied properties, you can finance up to 95% of the property value. For investment properties, you can finance up to 90% of the property value. In the instance where you are financing more than 80% of the property value, Lenders Mortgage insurance will apply.
Generally you need to be self-employed for 2 years. We can always work with you to achieve the desired outcome if you have been employed for less than 2 years. Just reach out to one of our expert brokers to discuss your unique situation.
Requirements generally vary depending on the lender, however, below is a general guide of what most lenders require.
- Identification
- 1 or 2 years of business tax returns
- 2 years of personal tax returns
- Most recent notice of assessment (NOA) from Australian Tax Office
- 6 months of bank and financial statements for your business
If your business is less than 2 years old or if you don’t have above documentation, you may be asked to provide the following:
- Proof of ABN and GST registration for your business
- 6- 12 months of Business Activity Statements (BAS)
- Tax returns older than 2 years
- A letter from an accountant who can acknowledge your financial position and circumstances
Low doc (low documentation) home loans can benefit people who don’t have access to the level of information banks and lenders often require for your standard home loans. If you are a business owner, contractor, seasonal worker or freelancer, you may not have all the documentation usually required or the employment history often requested. Your income may be irregular, but it may still be high enough and stable enough to make the required repayments.
While low doc loans may be most appropriate for the self employed people, it’s important to note that being self employed does not necessary imply you can only quality for a low doc loan. If your business is older than 2 years, steady and you have all the documentation required for a full doc home loan, it might be possible to meet a lenders criteria for a standard home loan.
Read full FAQ.
